Heads up! We share savvy shopping and personal finance tips to put extra cash in your wallet. Thrifter may receive a commission from The Points Guy Affiliate Network.

If you're a frequent business traveler, chances are you've come across the Business Platinum® Card from American Express. It's hard to beat in terms of perks and rewards. Recently, there have been some additions to these perks and an increase in the annual fee. Let's figure out if it's worth it for you to sign up.

Welcome bonus

Right now if you apply and are approved for the card, you can earn 50,000 Membership Rewards points after spending $10,000 in the first three months. You can then earn another 25,000 points after spending an additional $10,000, but still in the first three months. Said another way, spending $20,000 in the first three months will net you 75,000 points, which is currently valued at $1,500. Thus, we'd recommend ensuring that you're a high spender before applying for this card. You'll also be subject to an annual fee of $595. On one hand, this is a pretty high fee, but on the other hand, your sign up bonus is worth almost 3x the fee if you can meet the spend requirement.

Getting down to business

Business Platinum® Card from American Express

Frequent flyer business owners are going to like the high-end perks offered by this card. With so many benefits, cardholders can realize several thousands of dollars in value even on top of the sign up bonus.


With the Amex Business Platinum, there is significant value to be found in its additional perks. Here's a list of some of the most attractive perks particularly for frequent travelers:

  • A $200 airline fee that covers incidental charges liked checked baggage
  • Centurion Lounge access
  • Priority Pass membership and you can bring 2 guests for free
  • $100 towards Global Entry / TSA PreCheck application
  • Gold Elite status for Hilton Honors
  • Gold status for Marriott Bonvoy
  • Unlimited Boingo WiFi access
  • 5x bonus on points earned on flights and hotels booked through Amex Travel
  • 10 free Gogo inflight WiFi passes

New Perks

Additionally, Amex just added a couple of new perks. First is a complimentary year of global WeWork access. If you're unfamiliar, WeWork offers flexible office spaces along with amenities. There are over 300 of these hip office locations around the world that cardholders can access for a 12 month period. If you check out the WeWork website, you'll see that Amex is essentially offering you the basic "Hot Desk" option, which starts at $220/month. This equates to a value of $2,700 for the 12 month period. If you regularly make use of these common office spaces, this is a great value to capture.

Secondly, cardholders will also now receive a $200 annual credit for any purchases at Dell. This can be quite useful if you are a business owner and provide computers to your employees.

Bottom Line

Though it comes with a large annual fee, the Business Platinum® Card from American Express offers a whole host of ways cardholders can realize value in excess of that fee. The card becomes especially valuable if you're a road warrior and can make use of high-end services like Centurion Lounges. If you fit this description, this card belongs in your wallet.

This post may contain affiliate links. See our disclosure policy for more details.

Latest And Best Prime Day Deals

It might be Prime Day, but this Instant Pot deal is available to everyone
Instant Pot 3-Quart Duo Mini Pressure Cooker
$39.95 $65.00 Save $25

This 3-quart multi-cooker is perfect for smaller households or serving sizes, and today's deal beats the others we've seen.

Unlock voice control with Echo device deals and $5 Amazon smart plugs
Amazon Echo devices bundled with $5 smart plugs

Amazon's Smart Plug lets you start voice controlling anything plugged into it by asking an Alexa-compatible device, and today's deal lets you snag one for only $5 with purchase of select Echo devices.

Be more productive with a year of Office 365 Home and a free $50 Amazon gift card
Office 365 Home 12-month subscription and $50 Amazon gift card
$99.99 $150.00 Save $50

The subscription works with up to six people, but that card can be all yours.

Amazon's Fire TV Cube is down to just $70 thanks to this Prime Day deal
Amazon Fire TV Cube
$69.99 $119.99 Save $50

Grab TCL's 32-inch 720p Roku TV for less than $100 in this Prime Day Lightning deal
TCL 32S325 32-inch 720p Roku TV
$99.99 $130.00 Save $30

Act fast while you can. These Lightning deals tend to sell out quick.

The Ring Alarm security system is reaching new low prices for Prime Day
Ring Alarm home security systems

Various configurations of the Ring Alarm are discounted to their best prices yet exclusively for Prime members at Amazon through Tuesday night to help keep your home secure.

The Sonos Beam Prime Day deal includes a $40 discount and 2 $50 Amazon gift cards
The Sonos Beam Prime Day deal includes a $40 discount and $100 in Amazon gift cards
$359.00 $499.00 Save $140

That's just so much savings in one deal. You'll have to wait for the physical gift cards, but that's basically $100 to spend however you want.

Prime Day dropped this PlayStation 4 console bundle to just $250
PlayStation 4 Slim 1TB console with Marvel's Spider-Man and Horizon Zero Dawn
$249.99 $359.98 Save $110

This deal on the PlayStation 4 Slim console saves you $50 off its regular price while also including Marvel's Spider-Man and Horizon Zero Dawn Complete Edition for free. You'll just need an Amazon Prime membership to snag it.

More Prime Day Deals